Home Insurance How long can you wait to declare points on your insurance policy?

How long can you wait to declare points on your insurance policy?

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The Road Traffic Act of 1998 requires that you declare to your insurer any points on your licence. 

You must inform your current and potential insurers of any driving offences. This may affect the quote you receive.

penalty points

What is the UK penalty point system?

When drivers are caught in a driving offence, they receive penalty points, also known as driving endorsements. 

Most of the time, if you’re caught committing a crime, you’ll receive points on your driving licence. You will receive points on your driving licence depending on what type of offence was committed. You may be required to go to court if the offence is serious.

You might be offered the opportunity to take a speed-awareness course in order not to receive penalty points. This option is only available for speeding. If you’re caught speeding within three years after your first offense, you must accept the points.

What constitutes a driving conviction in the United States?

You can be in serious trouble for a variety of driving offenses. Some of the most frequent motoring crimes include:

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