Our Banner Life Insurance review examines their competitive underwriting. Despite their lengthy underwriting process, which can last up to fifteen days, they still offer some of the lowest rates in the insurance industry for smokers.
Banner Life Insurance Pros And Cons
Banner Life Pros
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Email Policy Delivery
Get Discounts for Smokers
The Age Limit for Applicants is 95 Years Old
Banner Life Cons
Average Approval speed
I’m a strong advocate for the “no-physical exam” option. However, there are certain situations when the “no-physical exam” option may not be an option.